Government Schemes for Kidney Care
How Ayushman Bharat and state schemes support dialysis and transplantation, who is eligible, and what is not covered.
Last updated: 2026-09-24
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) provides up to ₹5 lakh per family per year of cashless hospital cover, including dialysis and kidney transplantation, at empanelled hospitals.
What it covers
- Dialysis sessions at empanelled hospitals
- Kidney transplantation surgery and hospitalisation
- Acute kidney injury treatment
- Pre-transplant investigations
Eligibility and gaps
Eligibility is based on deprivation criteria from the Socio-Economic Caste Census. A common gap is that outpatient immunosuppressive medicines after transplantation are generally not covered.
Frequently asked questions
Is dialysis free under Ayushman Bharat?
For eligible families, dialysis at empanelled hospitals is cashless under the ₹5 lakh family cover.
How do I check eligibility?
Check the PM-JAY portal or app, or ask at the Ayushman help desk of any empanelled hospital.